Budget sacrifices

We have a couple gifting occasions coming up this summer. Normally I don't give it a whole lot of thought - if it's a wedding I go to their registry, pick something out, order it, ship it, done. If it's a baby shower, I do the same thing. If it's a baby announcement, though, I…

Money, credit cards, paying the stupid tax

I had 2 instances last week of paying the stupid tax. One was kinda/sorta my fault, the other is completely on me. The first, more benign of the 2 was actually much more expensive. A year or so ago I took a course at an online university, paying my tuition with a credit card. However, the…

Money-related stuff

I am in the midst of waiting for brokerage statements to finish our personal taxes. Yep, with some trepidation I am attempting to do them myself again this year. For whatever reason they seem a lot more complicated in this transition from most of our income from a full-time, permanent, salary-and-benefits job to the bulk…

Work services and budgets

It's Wednesday, trash night. I am hoping my recent emotional funks are on the curb with our trash and recycling cans this evening. Intriguing work news to report - my daughter and I are undertaking a brave new venture for a few of my clients: we are going to be personal shoppers and small party…

Work insanity

Last week was the week from hell at my full-time job. Without going into all the drama surrounding the final outcome - 20% cut in salary started yesterday. Unfortunately there is no correlating 20% cut in work hours as yet, which would make this easier to swallow. The blow to employee morale is understandable as are…

Dragon slaying

In our household we refer to big issues as "dragons" and our solutions to them as "slaying" said dragons. Corny, I know. It's a legacy from when the kids were little and learning to cope with everyday problems that every kid goes through and has to learn mastery over. Potty training? Dragon slaying the toilet.…

The best laid plans …

The best laid plans are thwarted by technology. I had a phone appointment this morning at 6:45 with our new investment advisor. I was all set - had been up since 5 and exercised, showered, dressed, even combed my hair. The planning paperwork with the proposed adjustments was printed out and had my notes in…

Insurance

My hair starts levitating at the mere mention of the word insurance. While health insurance is hands down the worth thing to read and to deal with, homeowners, auto, and umbrella policies are no picnic either. But it's nearly June, our homeowners and auto policies expire/renew June 30/July 1, so it's time for me to actually…